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Consumer and Economic Justice

Sophia's Story

LAWO recently helped Sophia break free of crippling credit card debt.

Tammy's Story

It's important to understand your responsibilities as a co-signer for a student loan. Read Tammy's story about how an LAWO attorney assisted her while being sued by a student loan creditor.

Beware of Scammers Posing as Employees of Legal Aid of Western Ohio

If someone claiming to be an employee of LAWO asks you to send them your personal or financial information by email—don't do it! A real LAWO employee will never ask you to send financial information by email.

LAWO Special Projects Outreach Office Now Open at Lucas County Department of Job and Family Services

After a nearly two-year hiatus due to the Covid-19 pandemic, LAWO’s Special Projects Outreach Office has returned to the Lucas County Department of Job and Family Services and is welcoming prospective clients.

Lester's Story

Lester Jones* is a 62-year-old legally blind senior who receives Social Security, Medicaid, and Food Stamps.

Mary's Story

Mary*, a single parent with two children, had debts of over $142,000 and kept falling further behind on her payments.

Tornado Disaster Relief – Avoiding Scams

Natural disasters, like the tornadoes that hit the Greater Dayton area on Memorial Day, present prime opportunities for consumer fraud and scams.

New Protections – Payday Loans

In April important new protections for consumers who take our short-term loans, commonly known as payday loans, went into effect.

Ohio Attorney General Launches New Online Search Tool

Ohio Attorney General Dave Yost has a new tool to help protect consumers in Ohio.

Payday Loan Reforms in Ohio

Lenders always charge interest, but payday lenders recover many times the principle in fees and interest on small loans to people who are just trying to make ends meet. More than 58% of payday borrowers have trouble meeting their monthly bills with their paychecks. In 2018, legislators in Ohio acknowledged the need to reform payday lending practices and voted to protect low-inc ...